What is Non Emergency Medical Transport Insurance?
Due to medical and technological advances that have developed over the last several decades, people in the United States are living longer, more active lives. Even the aged and disabled are considerably more mobile than ever before. However, such individuals often cannot operate a vehicle on their own, and require more assistance than a traditional taxicab service can offer.
For instance, medical transport vehicles must accommodate passengers in stretchers or wheelchairs, in addition to people who walk only with difficulty using a walker or a cane. Because of these facts, NEMT insurance is becoming an ever more vital part of the U.S. economy. However, because of the inherent risks involved in transporting elderly or special needs clients, business owners who operate medical transport companies must take care to protect their assets against liability, should an accident or other mishap occur.
What Does Non-Emergency Medical Transport Insurance Cover?
Non-emergency medical transport insurance is in fact of bundle of different coverages. The most important of which include the following:
• General liability coverage
• Professional liability coverage
• Auto liability and physical damage coverage
• Worker’s compensation coverage
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